Why Choose BEN-E-LECT

Why choose BEN-E-LECT?
Over the past twenty years, employers have been faced with the dilemma of double-digit rate increases on health plans. Until now, their choices have been:

1) Reduce benefits so the premium reduces
2) Pass the extra cost to the employees in the form of payroll deductions
3) Eliminate the plan completely

Well, none of these choices are acceptable to many employers!
Employers are deciding to take on the risk and responsibility of providing benefits in a new way, which helps control cost but maintains great benefits for employees.
A BEN-E-LECT employer will buy a High Deductible Health Plan (HDHP) from an insurance carrier. On behalf of the employer, BEN-E-LECT will provide the benefits under the HDHP so the plan works the way employees have become accustomed with the benefits employees need.

The employer's goal is to maintain or improve benefits while at the same time getting cost under control.

BEN-E-LECT has been helping employers and employees get the most from their premium dollar since 1996. If you have any questions about benefits, how a claim gets paid, PPO network, or just a "what if" then give BEN-E-LECT a call. We will steer you to the right member of our staff to help.