Health Reimbursement Arrangement (HRA)

HRAs enable you to use tax-deductible dollars to reimburse your employees for qualified medical expenses. The funding comes from premium savings realized in moving from an expensive lower deductible health insurance plan to a low-cost high deductible plan.


  • Offer an HRA option alongside a base plan
  • Offer shared-funding to fill the "gap" between the HRA allowance and the high deductible

Our online proposal system is the only one of it's kind to show you how to properly install an HRA:
Login to the BEN-E-LECT Online Proposal System

Offering HRAs as an option within your BEN-E-LECT concept is what will allow you to remain ahead of the market.