How Claims Are Paid

Medical Plans (please select your plan below)-

Dental and Vision Plans-

1)  The member will visit the network dentist/optometrist and show the BEN-E-LECT ID card.

2)  The dentist/optometrist will send the billing directly to BEN-E-LECT or the selected PPO Network for processing.

3)  BEN-E-LECT will calculate the claim based on the employer's benefit specifications and send payment to the dentist/optometrist.


Group Term Life-

1) Member will notify BEN-E-LECT of claim and submit necessary documentation.

2) Fidelity Security Life Insurance Co. will process the claim in a timely manner and submit payment to beneficiary.